A.M. Best issues financial-strength ratings measuring insurance companies’ ability to pay claims. It also rates financial instruments issued by insurance companies, such as bonds, notes, and securitization products.
Unlike the other rating organizations, A.M. Best historically has focused exclusively on the insurance marketplace.
A.M. Best created and maintains A.M. Best’s Financial Suite, databases of financial statement information from the annual and quarterly financial statements filed by insurers with the National Association of Insurance Commissioners. The Best’s Aggregates & Averages series details both current and historical statistics on the U. S. and Canadian property/casualty and life/health industries.